Khalia Cross - Mortgage Advisor & Specialist

Hey there, I’m Khalia – also known as The Money Girl Lender.

Luxury-lover. Mortgage matchmaker. Your go-to girl for home-financing magic.

With over 20 years of experience in banking, wealth management, structured credit, operational risk, and executive leadership, I’ve done it all – but this is where the magic really happens. My mission? To fill the gaps that exist in today’s financial loan space with style, strategy, and heart.

I don’t just process mortgages – I curate financial journeys. I bring a rare blend of innovation, business development, and structural savvy to every deal. I believe in creating win-win moments for every client, which is why I dig deep, do the research, and deliver customized solutions that fit your lifestyle and goals.

I’ve built successful, profitable relationships with global firms – but what lights me up is working one-on-one with dreamers, doers, and soon-to-be homeowners. I make the process approachable and luxurious, because yes, homebuying can (and should) feel elevated.

I thrive on trust. I cultivate long-term relationships that go far beyond closing day. From the first consultation to the final signature – I’m in your corner. My approach is rooted in exceptional service, strategic thinking, and a dash of charm.

Let’s just say, I’m not your average mortgage advisor.

I’m the one who makes homeownership feel like a power move.

Because here at Money Girl Lender…

We Own It.